Small Business Loans.
Find a business loan up to $500K. Get funds in as little as a few days. 1.
Get a quote in minutes. Won’t impact your credit score!
Small Business Loan.
Get all your capital up front, 1-5 year terms. Fixed monthly payments, no prepayment penalties. Get matched with low cost small business lenders.
Businesses love LendingClub. Transparency and friendly service. See what our customers have to say.
Join the hundreds of thousands of people who’ve received business loans 2.
95% of clients would recommend to a friend or family. 3.
You’ll have your own, dedicated US-based Client Advisor at 855-846-0153 M-F between 6:30am-5pm PT.
4.99% for best borrowers. 4 No prepayment penalties.
Apply in under 5 minutes and receive multiple quotes.
Benefits of a small business loan through LendingClub.
Get a decision in minutes. You’ll get money in your account and enjoy predictability with fixed, low monthly payments that will build your business credit.
Apply online and receive a quote in minutes.
Business Lending Reviews.
“I would recommend LendingClub to any business owner who is looking for a loan with competitive interest rates, streamlined process and speed.”
“LendingClub’s customer service is unparalleled.”
“I plan to come back to LendingClub for another loan to expand my business.”
12 months or more in business At least $50,000 in annual sales No recent bankruptcies or tax liens You own at least 20% of the business and have at least fair or better personal credit.
Business plans or projections Visits to your business Costly appraisals or title insurance.
Your business is your lifeblood. Here at LendingClub we understand how important access to funds is for a small business. But not all business loans are equal. We believe in full transparency. You’ll never be subjected to any pre-payment penalties. You will have access to a dedicated client advisor who will guide you through the process and will always be a phone call away.
LendingClub is America’s largest online credit marketplace with over $44 billion in funds issued. For small business loans, we’ve partnered with some of the most responsible lenders in the country to provide you with great options.
A loan you can trust.
LendingClub business vs. the competition.
1 Factor rate is the financing cost divided by the loan amount – but that’s not how traditional interest rates work. For example, if you pay 30 cents for a one-year loan of one dollar, your factor rate is 30% but is equivalent to a 55% interest rate! Factor rates can make short-term loans appear less expensive than a traditional interest rate would.
2 These loans require you to repay a fixed amount of interest, so paying off early won’t save you any money. In fact, it can increase your effective interest rate to 200% or more.
3 Payments calculated based on range of interest rates and repayment terms offered, assuming a loan amount of $10,000.
4 Total Annualized Rate shows all costs for one year in a single equivalent interest rate so that you can make apples-to-apples comparisons.
LendingClub is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate fully online with no branch infrastructure and use technology to lower cost and deliver an amazing experience.