Small Business Checking Accounts

Small Business Checking Accounts.

Business Choice Checking.

Alert.

New business checking accounts opened after 02/15/2020 will not meet Wells Fargo requirements for the Paycheck Protection Program. Learn more.

Simple Business Checking.

For home-based, nonprofit, and smaller organizations with basic banking needs.

Platinum Business Checking.

For established businesses with greater checking account activity looking for premier relationship benefits.

Analyzed Business Checking.

For businesses with high transaction volume or advanced treasury management needs.

Business checking account benefits.

Security and protection.

Zero Liability Protection on debit cards, and 24/7 fraud monitoring.

Cash flow management.

Stay in control of cash flow with easy options to make and receive payments.

Convenience and control.

Anytime access.

Access your account anytime on multiple devices or from one of more than 13,000 ATMs.

Help and resources.

How to switch banks Wells Fargo Works for Small Business ®

Account tools.

Set up account alerts Customize your business debit card.

Other products.

Business Savings and CDs Business Platinum Credit Card.

10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

Included: Debit card purchases made using PIN, signature, online, phone, or mobile wallet. Debit card payments include one-time or recurring payments of bills with your debit card. Not Included: Any transaction at an ATM (Wells Fargo or non-Wells Fargo). Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number – NOT a debit card number.

Debit card purchases and debit card payments must post during the fee period to be counted toward the total of 10 or more. The dates of your fee period are located in the “Monthly service fee summary” section on your statement. Transactions received after the applicable cutoff time or on a non-business day (Saturday, Sunday and federal holidays) are posted on the next business day.

The Direct Pay service through Wells Fargo Business Online ® can be linked to one Business Choice Checking account to qualify for a monthly service fee waiver.

Credit card and deposit products as well as Merchant Services subject to credit qualification. For complete details, please talk to a banker.